Are you sure you & your loved ones are safe in your vehicle?
Get Your Free Visual Post Repair Inspection Today.
Are you sure you & your loved ones are safe in your vehicle?
Get Your Free Visual Post Repair Inspection Today.
COLLISION SAFETY CONSULTANTS OF SOUTH GEORGIA
When you are in an accident, your vehicle is supposed to be restored to its pre-accident condition, but many times it is not. Take the steps today to make sure you and your family are safe in the vehicle that you drive.
Have You Been In An Auto Accident In The Last 3 Years?
You may be entitled to financial compensation for your vehicle's loss of value. Contact Collision Safety Consultants of South Georgia today for more information.
YOUR Post Collision Repair Specialists
Making Sure You & Your Family Are Safe
We are independent unbiased vehicle damage appraisers and inspectors specializing in the areas of vehicle diminished value, total loss assessments, and pre-purchase & post-collision repair inspections. We provide no cost Post Collision Repair Inspections to reassure you that your family's vehicle has been repaired to pre-accident condition in regards to function, safety, appearance & value.
What We Do
1) Inspect your vehicle and give our expert opinion on how much money the insurance company may owe you for your vehicle’s loss of value.
2) Show you how you can reduce your personal property tax.
3) Advise you on your diminished value appraisal.
4) Assure you that your vehicle was fixed according to the manufacturer's specifications, verify the correct parts were used, and give you our opinion, to whether your vehicle is safe to drive.
5) If we find faulty or improper repairs, we will help you get your car fixed accurately and properly to ensure your safety!
Your Diminished Value and Post Collision Repair Inspectors
When you are in an accident, your vehicle is supposed to be restored to its pre-accident condition but many times it is not, so make sure that you and your family are safe in the vehicle that you drive.
Our Services
Repair Related Diminished Value
Repair Related Diminished Value
Repair Related Diminished Value
Insurance Related Diminished Value
Insurance Related Diminished Value
Insurance Related Diminished Value
DIMINISHED VALUE
What is Diminished Value?
Diminished Value is the automatic loss in the vehicle market value from an accident and repair. Diminished value is based on public awareness that even if a vehicle is repaired to the best of human ability, it will still exhibit remaining deficiencies and inconsistencies from the pre-loss condition of the vehicle.
Deficiencies include, but are not limited to the following:
- Weaker structural components that appear cosmetically sound
- Impossible to duplicate factory seams, sealers, and finishes
- Telltale signs of repair, such as paint missing off the heads of bolts
- The unavailability of some factory decals, and markings
- Undiscovered Kinetic damage throughout the vehicle
- The increased likelihood of a mechanical failure
- The effect that the repair will have on the future deployment of the SRS systems
- The impossibility of duplicating immersion rust-proofing techniques, etc.
Repair Related Diminished Value
Repair Related Diminished Value
Repair Related Diminished Value is based on remaining flaws and defects caused by improper repairs for which the shop had been asked, and paid, to complete. Poor repairs would cause the vehicle to be valued less than a properly repaired vehicle.
A few examples of repair related flaws and defects are as follows:
- Poor structural, and cosmetic welds
- Frame repair listed on the insurance estimate, but not completed properly
- Inferior repairs on straightened panels
- Miss-matched color paint after "blending" had been paid
- Sanding scratches on moldings, glass, and trim
Keep in mind that even if there is "Repair Related Diminished value", the insurer is still the only one contractually obligated to restore the vehicle to its pre-loss condition relevant to function, appearance, safety, and value, thus any "Repair Related" diminished value would still be the insurer's responsibility. This area of coverage may fall under the "comprehensive", or "Under Insured" sections of the insurance policy.
If the insurer feels that they have sustained losses due to poor repairs, they have the duty to pay the remaining damages (perhaps under the comprehensive section of the policy), and the right to subrogate those losses directly against the at fault shop.
By following these correct and legal steps, the insurance industry would be sending a clear message to repairers that poor quality repairs and fraud are unacceptable
Insurance Related Diminished Value
Insurance Related Diminished Value
- This loss is based on remaining flaws, defects, and damage, which the insurer had neglected to address. When an insurer negotiates the settlement of an automobile damage claim, they will typically provide an estimate of repairs, which outlines all specific procedures, parts, and materials that they are willing to pay to the claimant or insured. This itemized listing of insurer authorized repairs will be generated by one of the following entities:
- An "in-house" appraiser, who is hired as a full time employee of the insurer, then trained to assess collision damage in accordance with policy provisions.
- An "independent" appraiser who is hired as a subcontractor to assess the damage on behalf of the insurer, who also follows insurer guidelines.
- An employee of a "Direct Repair" body shop, who agrees to prepare the assessments using the guidelines established by the insurer in exchange for consumer referrals from the insurer.
- In some cases, the insurer will offer to pay based on the lowest of three estimates. This will cause the level of compensation to be based upon the estimator with the least experience, inspecting the vehicle for the shortest time, using the poorest repair techniques, and potentially overlooking the most damage.
Under each of the above scenarios, the insurer is bound by law to the assessment and actions of the party the insurer hired to represent themselves. When the appraiser for the insurer (a, b, or c) prepares a damage assessments, or (d) where the insurer relies upon a third party, which overlooks, fails to specify, or refuses to address all repair procedures, parts, and materials required to restore the vehicle to its pre-loss condition, the insurer becomes responsible for "Insurance Related Diminished Value". Since the insurer (and consumer) relies upon the skill and expertise of the insurer's hired appraiser, it would be incumbent upon the insurer to select competent and skilled persons as appraisers so that by complete repair to pre-loss function, appearance, safety, and value, the insurer would have met their contractual obligations. Any failure to authorize all required procedures, parts, and materials to restore a vehicle to its pre-loss condition must be caused by one of the following:
- Inexperience, lack of training, or incompetence on the part of the insurer's selected appraiser.
- Company guidelines set to discourage or prohibit the authorization and payment of all required procedures, parts, and materials.
- Fraud on the part of the insurer by willful and intentional underpayment of all required procedures, parts and materials.
When there are remaining flaws, defects, or damage on the vehicle, and repair procedures were not specifically listed on the itemized insurance authorized repairs, the result would be "Insurance Related Diminished Value". Additionally, when the insurer specifies imitation parts, which are NOT EQUAL TO, OR BETTER THAN the Original Equipment Manufacturer parts, the insurer would also be responsible for the Diminished Value caused by the inferior parts they specified.
SERVICES & FEES FOR DIMINISHED VALUE
Visual Inspection, Consultation & Opinion
No Charge
Diminished Value Report (vehicle value under $100K)
$600
Your report comes with diminished value vehicle appraisal. Other documentation may also be included in the above report to support the DV Claim. Your report also includes investigation and advice relative to the nature and amount of damage to your vehicle.
Diminished Value Report (vehicle value over $100K)
$1000
Your report comes with diminished value vehicle appraisal. Other documentation may also be included in the above report to support the DV Claim. Your report also includes investigation and advice relative to the nature and amount of damage to your vehicle.
SERVICES & FEES FOR POST INSPECTION
Visual Post Inspection, Consultation & Opinion
No Charge
Post Collision Repair Inspection, Consultation & Opinion
$3000
Your report comes with all inspection findings, photos, comments, and opinions from our inspectors. Other documentation may also be included in the above report. This report also includes investigation and advice relative to the nature and amount of damage to your vehicle.
Towing & shop fees are an extra expense and are not included in this charge if needed
SERVICES & FEES FOR TOTAL LOSS
Verbal Total Loss Vehicle Assessment
No Charge
Total Loss (vehicle value under $100K)
$600
Total Loss (vehicle value over $100K)
$800
Total Loss Inspection or Improper, Incomplete, or Fraudulent Repairs
$3000
Towing & shop fees are an extra expense and are not included in this charge if needed.
Total Loss Vehicle Report
$3000
Full report plus ACV, estimates of repair, photos, findings and confirmation to support total loss opinion. This service is in addition to the above total loss investigation and advice.
Towing & shop fees are an extra expense and are not included in this charge, if needed.
SERVICES & FEES FOR PRE-PURCHASE INSPECTION
Visual Pre-Purchase Inspection
No Charge
Pre-Purchase Vehicle Assessment Report
$300
Your report comes with all inspection findings, photos, comments, and opinions of our inspectors. Other documentation may also be included in the above report.
Additional Services & Fees
Court Room Appearance, Deposition, Keynote/Guest Speaker Fees*
$300 Per Hour/3 Hour Minimum
*Please note: Maximum Courtroom Fee is $2400/day plus all travel & expenses. Travel by auto is $50/hr or $50 minimum each way.
If, after visual inspection or consultation, you would like us to advise you, a signed authorization and payment are required to secure our services. The remaining balance is due upon completion of the report unless prior payment arrangements have been made in advance with management. Towing, Rental and/or shop tear down fees are an extra expense and are not included in any of the above charges, or fees if they are needed. These charges are separate fees and charged by other contractors and are the sole responsibility of the owner if not covered by insurance.
Contact COLLISION SAFETY CONSULTANTS OF SOUTH GEORGIA
Collision Safety Consultants of South Georgia
Collision Safety Consultants of South Georgia
Hours
Open today | 08:00 am – 05:00 pm |
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